Learn how we keep your belongings safe with a protection plan from ABC Mini Storage!
Protect Your Belongings While in Storage
You’ve decided self storage is the right choice for your important belongings, and you’ll need to protect them during their stay. You are ultimately responsible for your items while they are being stored, but you have two alternatives to choose from that provide reimbursement in the event of damage to your property.
ABC Mini Storage Protection Plan
ABC Min Storage offers a Protection Plan which provides a limited right of reimbursement for certain types of damage in exchange for a monthly fee which is paid along with your storage rent. The Protection Plan is not an insurance policy, and ABC Mini Storage is not an insurance company. Please see the Protection Plan Addendum below for more details about the program and its terms, condition, and limitations.
Use Your Own Insurance to Cover Your Belongings
You may choose to use your own renter’s, home owner’s insurance, or a specific self-storage policy exclusively or in coordination with the ABC Mini Storage Protection Plan. ABC Mini Storage is not responsible for evaluating the sufficiency of your insurance. We encourage customers to check with their insurance agent to be sure their insurance policy coverage extends to their property while in storage and that any deductibles do not exceed the value of your stored property.
Opt-Out of the ABC Mini Storage Protection Plan
Enrollment in the ABC Mini Storage Protection Plan is automatic, but you may opt-out of participation and obtain a refund for the Protection Plan payment by providing proof of insurance within 30 days of signing the storage agreement.
Learn More About the ABC Mini Storage Protection Plan
Not sure which method is right for you? See our Protection Plan Addendum below, which details the plan and terms and becomes part of your storage agreement unless you opt-out and provide proof of insurance. The Protection Plan does not apply to boat, RV or vehicle storage.
The foregoing is all subject to the terms, conditions, restrictions, and limitations of the agreements to be entered into with ABC Mini Storage at the time a unit is rented.
Protection Plan Addendum
This is not a contract of insurance and the facility Operator is not an insurance company.
This storage facility provides you with a basic level of service pursuant to the terms and conditions of the ABC Mini Storage Rental Agreement that you signed (hereinafter “Rental Agreement”).
The Rental Agreement states your property is stored at your sole risk of loss or damage, the self-storage Operator is not liable for loss of or damage to your stored property, and you must insure your property while it is on the premises.
For an additional monthly rental charge and as per the terms, conditions, and limitations of the Customer Storage Protection Agreement detailed below, the facility Operator will agree to a limited retention of Legal Liability.
Customer Storage Protection Agreement - Operator’s Limited Retention of Legal Liability:
Limit Additional Rent
$2,500 - $7
$3,500 - $9
$5,000 - $12
1. In consideration of the payment as initialed above in additional monthly rent, Operator shall not require the release of liability for property damage as stated in Paragraph 17 of the Rental Agreement, up to the amount indicated above, and also does not require you to insure your stored property as otherwise required by Paragraph 18 of the Rental Agreement. Instead, Operator shall retain, rather than extinguish, its liability as imposed by law. The liability of the Operator under this agreement shall be limited to loss or damage that occurs as a result of the Operator’s negligence or as a result of acts or omissions for which the Operator is liable under the law, including but not limited to vicarious liability, intentional tort, strict liability, and breach of common law or statutory duty. Loss or damage may be caused by but not necessarily limited to fire, smoke, theft, water damage or vandalism resulting from negligent operations of the facility Operator.
2. Limit: The maximum amount the Operator will pay for loss or damage to your stored property under this Agreement is the limit as initialed above.
3. Property Operator Will Not Pay to Repair or Replace: The Operator will not pay for loss of or damage to property that is in the open and not in a locked fully enclosed storage space; accounts, bills, currency, deeds, evidence of debt, securities, money, or notes; any property you are not permitted to store under the terms of the rental agreement; collectibles, jewelry, watches, precious or semi-precious stones, precious metals and alloys including silver, furs, antiques, works of art, animals, stolen goods or contrabands.
4. Mysterious Losses: Operator will not pay for any losses resulting from unknown or mysterious causes. In the event of theft, the Customer must file a report of the theft with the police or other law enforcement agency with jurisdiction to investigate and record crime at the insured location. A copy of the report must be provided to the Operator and there must be evidence of a break-in.
5. The Operator Will Not Pay for Damage to Customer’s Stored Property Caused by any of the following: flood, surface water, underground water, or water that backs up through or overflows from a sewer, drain or sump; moths, insects, rodents or vermin in excess of $500; mold, mildew, or wet or dry rot; terrorist attack, war or military action; earthquake or volcanic eruption; including leakage from sprinkler systems which are damaged by an earthquake or volcanic eruption; nuclear reaction, radiation or radioactive, biological or chemical contamination.
6. The Amount Operator Will Pay if there is a Loss: For any single Operator’s Liability Event, Operator will pay the lesser of the actual amount you reasonably pay to repair damaged item(s) or to replace lost or damaged items with property of similar quality. In no event will Operator pay more than the limit stated in Paragraph 2.
7. Failure to Pay Rent: If rent is not received within 10 days of the due date, Customer’s participation in the Protection Agreement shall terminate and Operator shall not be liable for loss of or damage to Customer’s stored property from any cause whatsoever. At Operator’s sole discretion, Customer’s participation in the Protection Agreement may be reinstated upon payment of all rent and other charges due and owing.
8. Participation Termination: Customer may cancel participation in this plan upon ten (10) days written notice to Operator. Operator may cancel this plan upon thirty (30) days written notice to Customer.
9. The Rental Agreement: All terms and conditions of the Rental Agreement not specifically modified by this addendum are in effect and binding on both Operator and Customer and are incorporated by reference herein.
NOTICE:
This limited retention of liability is not an insurance policy and the Operator is not an insurance company. The Operator shall perform the obligations described in this Agreement. The Operator assumes this business risk on its own, but it may purchase insurance coverage to transfer part or all of the liability retained under this agreement.